Primary Care Employee Benefits

What if your team could visit the doctor without worrying about the bill? Primary care is covered at 100 percent under many 125 Plans making it easier for employees to stay healthy and show up ready to work. Offer better care without extra costs and start saving on payroll Today.

What’s Included in Primary Care Benefits?

Think primary care benefits are out of reach for your team Think again With the right plan your employees can get real in person healthcare with no surprise bills or long waits Explore what’s actually included when care is covered the smart way.

When bundled through a Section 125 Plan, primary care benefits typically include:

  • Routine checkups and annual wellness exams

  • Sick visits for common conditions like colds, flu, or infections

  • Chronic care follow-ups for things like high blood pressure or diabetes

  • Preventive screenings based on age and risk factors

  • Referrals to specialists when needed

The best part? These visits are covered 100% when employees go through an approved provider network such as PHCS MultiPlan. That means your staff can see a doctor with zero out-of-pocket cost—a rare and valuable perk for employees, especially those without traditional insurance.

What Employees Think About Primary Care Access

Think primary care benefits are out of reach for your team Think again With the right plan your employees can get real in person healthcare with no surprise bills or long waits Explore what’s actually included when care is covered the smart way.

When bundled through a Section 125 Plan, primary care benefits typically include:

  • Routine checkups and annual wellness exams
  • Sick visits for common conditions like colds, flu, or infections
  • Chronic care follow-ups for things like high blood pressure or diabetes
  • Preventive screenings based on age and risk factors
  • Referrals to specialists when needed

 

The best part? These visits are covered 100% when employees go through an approved provider network such as PHCS MultiPlan. That means your staff can see a doctor with zero out-of-pocket cost—a rare and valuable perk for employees, especially those without traditional insurance.

Simple Healthcare Access for Your Team

Give your team an easier way to stay healthy without high costs or complicated systems. With primary care included in a Section 125 Plan, your employees can visit doctors with no out-of-pocket fees. It’s affordable, easy to use, and makes a real difference every single week.

  • Zero-cost doctor visits through national provider networks

  • No insurance required to access primary care services

  • 24/7 access options including telehealth for flexibility

  • Lower payroll taxes thanks to pre-tax funding

  • Boosted morale and retention through meaningful care benefits

Make Primary Care Easy and Free

Help your employees skip the copays and get the care they need. With primary care covered under your Section 125 Plan, doctor visits are simple to schedule and cost nothing at the door. It’s the smartest way to deliver real health support without raising your payroll costs:

  • 100% covered primary care visits for employees

  • No out-of-pocket fees or billing surprises

  • Use trusted in-network providers across the U.S.

  • Encourages preventive care and fewer sick days

  • Boosts satisfaction without added employer costs

Find Out What You’re Leaving on the Table?

Your next tax-saving strategy might be hiding in plain sight. Our free calculator shows how much your business could save by offering Section 125 Plan benefits—no guesswork, no pressure.

Use the calculator to:

  • Estimate annual payroll tax savings

  • See potential per-employee benefit value

  • Compare costs of raises vs pre-tax benefits

  • Understand how employee participation affects savings

  • Get ready to talk to a provider with real numbers

Disclaimer: Estimates are for informational use only. Actual savings depend on employee participation, plan structure, and payroll setup.

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Section 125 Plan Employee Benefits